{"id":428,"date":"2022-03-02T19:07:01","date_gmt":"2022-03-02T19:07:01","guid":{"rendered":"http:\/\/percursoseideias.iscet.pt\/?page_id=428"},"modified":"2022-10-20T12:44:17","modified_gmt":"2022-10-20T12:44:17","slug":"pi_2021_n11_0007","status":"publish","type":"page","link":"https:\/\/percursoseideias.iscet.pt\/index.php\/pi_2021_n11_0007\/","title":{"rendered":"Volume 11 &#8211; 2021 (0007)"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:20%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"654\" height=\"928\" src=\"https:\/\/percursoseideias.iscet.pt\/wp-content\/uploads\/2022\/03\/PI_11.jpeg\" alt=\"\" class=\"wp-image-182\" srcset=\"https:\/\/percursoseideias.iscet.pt\/wp-content\/uploads\/2022\/03\/PI_11.jpeg 654w, https:\/\/percursoseideias.iscet.pt\/wp-content\/uploads\/2022\/03\/PI_11-211x300.jpeg 211w\" sizes=\"auto, (max-width: 654px) 100vw, 654px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:16px\"><a href=\"https:\/\/percursoseideias.iscet.pt\/index.php\/pi_2021_n11_0001\/\"><img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"13\" class=\"wp-image-373\" style=\"width: 16px;\" src=\"https:\/\/percursoseideias.iscet.pt\/wp-content\/uploads\/2022\/03\/DoubleArrow_Left.jpg\" alt=\"\" srcset=\"https:\/\/percursoseideias.iscet.pt\/wp-content\/uploads\/2022\/03\/DoubleArrow_Left.jpg 1150w, https:\/\/percursoseideias.iscet.pt\/wp-content\/uploads\/2022\/03\/DoubleArrow_Left-300x239.jpg 300w, https:\/\/percursoseideias.iscet.pt\/wp-content\/uploads\/2022\/03\/DoubleArrow_Left-1024x816.jpg 1024w, https:\/\/percursoseideias.iscet.pt\/wp-content\/uploads\/2022\/03\/DoubleArrow_Left-768x612.jpg 768w\" sizes=\"auto, (max-width: 16px) 100vw, 16px\" \/><\/a>  <a href=\"https:\/\/percursoseideias.iscet.pt\/index.php\/pi_2021_n11_0006\/\"><img loading=\"lazy\" decoding=\"async\" width=\"11\" height=\"12\" class=\"wp-image-371\" style=\"width: 11px;\" src=\"https:\/\/percursoseideias.iscet.pt\/wp-content\/uploads\/2022\/03\/Arrow_Left.jpg\" alt=\"\" srcset=\"https:\/\/percursoseideias.iscet.pt\/wp-content\/uploads\/2022\/03\/Arrow_Left.jpg 820w, https:\/\/percursoseideias.iscet.pt\/wp-content\/uploads\/2022\/03\/Arrow_Left-269x300.jpg 269w, https:\/\/percursoseideias.iscet.pt\/wp-content\/uploads\/2022\/03\/Arrow_Left-150x150.jpg 150w, https:\/\/percursoseideias.iscet.pt\/wp-content\/uploads\/2022\/03\/Arrow_Left-768x858.jpg 768w, https:\/\/percursoseideias.iscet.pt\/wp-content\/uploads\/2022\/03\/Arrow_Left-80x80.jpg 80w, https:\/\/percursoseideias.iscet.pt\/wp-content\/uploads\/2022\/03\/Arrow_Left-320x320.jpg 320w\" sizes=\"auto, (max-width: 11px) 100vw, 11px\" \/><\/a>  <a href=\"https:\/\/percursoseideias.iscet.pt\/index.php\/volume-11-2021\/\">Contents<\/a>           <br><a href=\"https:\/\/percursoseideias.iscet.pt\/index.php\/archive\/\">Archive<\/a><br><a href=\"https:\/\/percursoseideias.iscet.pt\/index.php\/current-issues\/\">Current issue<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p style=\"font-size:30px\"><strong>A Literacia Financeira: Uma Revis\u00e3o de Literatura<\/strong><\/p>\n\n\n\n<p class=\"has-medium-font-size\">Fernando Oliveira Tavares <a rel=\"noreferrer noopener\" href=\"https:\/\/orcid.org\/0000-0002-9672-8770\" target=\"_blank\"><img decoding=\"async\" class=\"wp-image-258\" style=\"width: 15px;\" src=\"http:\/\/magano.com\/percursoseideias\/wp-content\/uploads\/2022\/02\/orcid-og-image.png\" alt=\"\"><\/a> <a rel=\"noreferrer noopener\" href=\"mailto:ftavares@iscet.pt\" target=\"_blank\"><img decoding=\"async\" class=\"wp-image-299\" style=\"width: 15px;\" src=\"http:\/\/magano.com\/percursoseideias\/wp-content\/uploads\/2022\/02\/envelope.png\" alt=\"\"><\/a> <sup>1<\/sup> and Lu\u00eds Gomes Almeida <a rel=\"noreferrer noopener\" href=\"mailto:lalmeida@iscet.pt\" target=\"_blank\"><img decoding=\"async\" class=\"wp-image-299\" style=\"width: 15px;\" src=\"http:\/\/magano.com\/percursoseideias\/wp-content\/uploads\/2022\/02\/envelope.png\" alt=\"\"><\/a> <sup>1<\/sup><\/p>\n\n\n\n<p style=\"font-size:15px\"><sup>1<\/sup> ISCET &#8211; High Institute of Business and Tourism Sciences, Porto, Portugal<\/p>\n\n\n\n<p style=\"font-size:16px\">To cite this text:<\/p>\n\n\n\n<p style=\"font-size:15px\">Tavares, F. O. &amp; Almeida, L. G. (2021), A Literacia Financeira: Uma Revis\u00e3o de Literatura, <em>Percursos &amp; Ideias<\/em>, Vol. 11, pp. 73-88.<\/p>\n\n\n\n<p style=\"font-size:15px\">doi: 10.56123\/percursos.2021.n11.73<\/p>\n\n\n\n<p style=\"font-size:15px\"><a href=\"https:\/\/percursoseideias.iscet.pt\/articles\/PI_2021_N11_0007.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View full text PDF<\/a> <a href=\"https:\/\/percursoseideias.iscet.pt\/articles\/PI_2021_N11_0007.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" class=\"wp-image-213\" style=\"width: 20px;\" src=\"http:\/\/magano.com\/percursoseideias\/wp-content\/uploads\/2022\/02\/PDF_logo.jpeg\" alt=\"\"><\/a> <\/p>\n\n\n\n<p><strong>Abstract<\/strong><\/p>\n\n\n\n<p style=\"font-size:16px\">The purpose of this paper is to review the literature on the topic of financial literacy and to understand which investigation lines and evaluation items are referred to in international studies on the subject. At the article\u2019s beginning, the studies related to the definition of financial literacy are compiled, and a distinction between financial education and financial alphabetization is performed. Posteriorly, studies on the importance of financial literacy and its impact on families\u2019 economic and financial decisions and on improving their economic security and financial well-being are referenced. Finally, the items on financial literacy which were studied are presented and analysed. It is clear that people with a higher literacy level make better financial decisions for their families and that financial ignorance conveys significant costs. It is concluded that countries should implement measures to support citizens\u2019 training, in order to improve their financial literacy.<\/p>\n\n\n\n<p><strong>Keywords<\/strong><\/p>\n\n\n\n<p style=\"font-size:16px\">COVID-19, Tourism, Internet, CoFinancial literacy, Financial education, Financial alphabetization, Financial decisions, Financial well-being.<\/p>\n\n\n\n<p><strong>References<\/strong><\/p>\n\n\n\n<p style=\"font-size:14px\">ABREU, M.; MENDES, V. (2010), \u201cFinancial Literacy and Portfolio Diversification\u201d, <em>in<\/em> <em>Quantitative Finance<\/em>, 10(5), pp. 515-528. Dispon\u00edvel em: <a href=\"https:\/\/doi.org\/10.1080\/14697680902878105\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/doi.org\/10.1080\/14697680902878105<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">AGARWAL, S. <em>et al.<\/em> (2015), \u201cFinancial Literacy and Financial Planning: Evidence from India\u201d,&nbsp;<em>Journal of Housing Economics<\/em>,&nbsp;27, pp. 4-21. Dispon\u00edvel em: <a href=\"https:\/\/doi.org\/10.1016\/j.jhe.2015.02.003\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/doi.org\/10.1016\/j.jhe.2015.02.003<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">AKSOYLU, S. <em>et al.<\/em> (2017), \u201cA Baseline Investigation of Financial Literacy Levels: The Case of Kayseri Province\u201d,&nbsp;<em>in Journal of Accounting &amp; Finance<\/em>, 75, pp. 229-246.<\/p>\n\n\n\n<p style=\"font-size:14px\">ALLGOOD, S.; WALSTAD, W. (2016), \u201cThe effects of perceived and actual financial literacy on financial behaviors\u201d,&nbsp;<em>in Economic Inquiry<\/em>,&nbsp;54(1), pp. 675-697. Dispon\u00edvel em: <a href=\"https:\/\/doi.org\/10.1111\/ecin.12255\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/doi.org\/10.1111\/ecin.12255<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">ALMEIDA, L.; TAVARES, F.; BIGLIERI, J. (2018), \u201cPrevis\u00e3o de tend\u00eancia Ichimoku. Funcionar\u00e1 nas op\u00e7\u00f5es do Facebook?\u201d, <em>in<\/em> Revista Espacios, 39(45), pp. 5. Dispon\u00edvel em: <a href=\"https:\/\/www.revistaespacios.com\/a18v39n45\/18394505.html\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.revistaespacios.com\/a18v39n45\/18394505.html<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">AMAGIR, A.<em> et al.<\/em> (2018), \u201cA review of financial-literacy education programs for children and adolescents\u201d,&nbsp;<em>in Citizenship, Social and Economics Education<\/em>,&nbsp;17(1), pp. 56-80. Dispon\u00edvel em: <a rel=\"noreferrer noopener\" href=\"https:\/\/doi.org\/10.1177\/2047173417719555\" target=\"_blank\">https:\/\/doi.org\/10.1177\/2047173417719555<\/a>.<\/p>\n\n\n\n<p style=\"font-size:14px\">ANDREOU, P.; PHILIP, D. (2018), \u201cFinancial knowledge among university students and implications for personal debt and fraudulent investments\u201d,&nbsp;<em>in Cyprus Economic Policy Review<\/em>, 12(2), pp. 3-23.<\/p>\n\n\n\n<p style=\"font-size:14px\">ANTHES, W. (2004), \u201cFinancial Literacy in America: A perfect storm, a perfect opportunity\u201d, <em>in<\/em> <em>Journal of Financial Sevice Professionals<\/em>, 8(6), pp. 49-56.<\/p>\n\n\n\n<p style=\"font-size:14px\">ATKINSON, A.<em> et al.<\/em> (2007), \u201cLevels of financial capability in the UK\u201d, <em>in Public Money and Management<\/em>, 27(1), pp. 29-36.<\/p>\n\n\n\n<p style=\"font-size:14px\">ATKINSON, A.; MESSY, F. (2011), \u201cAssessing financial literacy in 12 countries: an OECD\/INFE international pilot exercise\u201d,&nbsp;<em>in Journal of Pension Economics &amp; Finance<\/em>,&nbsp;10(4), pp. 657-665. 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(2003), \u201cFinancial literacy among Australian university students\u201d, <em>in Economic Papers: A journal of applied economics and policy<\/em>, 22(1), pp. 65-78.<\/p>\n\n\n\n<p style=\"font-size:14px\">BERNHEIM, B. (1997), \u201cRethinking saving incentives\u201d, <em>in <\/em>A. J. Auerbaach (Ed.), <em>Fiscal Policy: Lessons from Economic Research<\/em>, Cambridge: MIT Press, pp. 259-311.<\/p>\n\n\n\n<p style=\"font-size:14px\">BERNHEIM, B.; GARRETT, D. (2003), \u201cThe Effects of Financial Education in the Workplace: Evidence from a Survey of Households\u201d, <em>in<\/em><em> Journal of Public Economics<\/em>, 87, pp. 1487-1519.<\/p>\n\n\n\n<p style=\"font-size:14px\">BOERI, T.; GUISO, L. (2007), <em>The Subprime Crisis: Greenspan&#8217;s Legacy. The First Global Financial Crisis of the 21st Century<\/em>, London: Center for Economic and Policy Research.<\/p>\n\n\n\n<p style=\"font-size:14px\">BOISCLAIR, D.; LUSARDI, A.; MICHAUD, P. (2017), \u201cFinancial literacy and retirement planning in Canada\u201d,&nbsp;<em>in Journal of Pension Economics &amp; Finance<\/em>,&nbsp;16(3), pp. 277-296.<\/p>\n\n\n\n<p style=\"font-size:14px\">BOSHARA, R.<em> et al.<\/em> (2010), <em>Consumer trends in the public, private, and nonprofit sector<\/em>, Denver: National Endowment for Financial Education \u2013 Quarter Century Project.<\/p>\n\n\n\n<p style=\"font-size:14px\">BRAUNSTEIN, S.; WELCH, C. (2002), \u201cFinancial literacy\u202f: Na overview of practice, research, and policy\u201d, <em>in<\/em> <em>Federal Reserve Bulletin<\/em>, November, pp. 445-457<\/p>\n\n\n\n<p style=\"font-size:14px\">BROWN, R.; SAUNDERS, M.; BERESFORD, R. (2006), \u201cYou owe it to yourself: The financially literate manager\u201d, <em>in Accounting Forum<\/em>, 30(2), pp. 179-191. Dispon\u00edvel em: <a href=\"https:\/\/doi.org\/10.1016\/j.accfor.2006.03.001\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/doi.org\/10.1016\/j.accfor.2006.03.001<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">BRUHN, M.; ZIA, B. (2011), <em>Stimulating Managerial Capital in Emerging Markets: The Impact of Business and Financial Literacy for Young Entrepreneurs<\/em>, Policy Research working Paper, n.\u00ba WPS 5642, Washington, D.C.: World Bank Group. Dispon\u00edvel em: <a href=\"http:\/\/documents.worldbank.org\/curated\/en\/737211468139183866\/Stimulating-managerial-capital-in-emerging-markets-the-impact-of-business-and-financial-literacy-for-young-entrepreneurs\" target=\"_blank\" rel=\"noreferrer noopener\">http:\/\/documents.worldbank.org\/curated\/en\/737211468139183866\/Stimulating-managerial-capital-in-emerging-markets-the-impact-of-business-and-financial-literacy-for-young-entrepreneurs<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">CALCAGNO, R.; MONTICONE, C. (2015), \u201cFinancial literacy and the demand for financial advice\u201d, <em>in<\/em>&nbsp;<em>Journal of Banking &amp; Finance<\/em>,&nbsp;50, pp. 363-380.&nbsp; Dispon\u00edvel em: <a href=\"https:\/\/doi.org\/10.1016\/j.jbankfin.2014.03.013\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/doi.org\/10.1016\/j.jbankfin.2014.03.013<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">CHEN, H.; VOLPE, R. (1998), \u201cAn analysis of personal financial literacy among college student\u201d, <em>in<\/em> <em>Financial Services Review<\/em>, 7, pp. 107-128.<\/p>\n\n\n\n<p style=\"font-size:14px\">____ (2002), \u201cGender differences in personal financial literacy among college students\u201d, <em>in <\/em><em>Financial Services Review<\/em>, 11, pp. 289-307.<\/p>\n\n\n\n<p style=\"font-size:14px\">____ (2005), \u201cFinancial Literacy, Education, and Services in the Workplace\u201d, <em>in A Journal of Applied Topics in Business and Economics<\/em>, 4, pp. 42-46.<\/p>\n\n\n\n<p style=\"font-size:14px\">COLE, S.; SAMPSON, T.; ZIA, B. (2011), \u201cPrices or knowledge? What drives demand for financial services in emerging markets?\u201d, <em>in&nbsp;The Journal of Finance<\/em>,&nbsp;66(6), pp. 1933-1967. Dispon\u00edvel em: <a href=\"https:\/\/doi.org\/10.1111\/j.1540-6261.2011.01696.x\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/doi.org\/10.1111\/j.1540-6261.2011.01696.x<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">CUTLER, N.; DEVLIN, S. (1996), \u201cFinancial Literacy 2000\u201d, <em>in<\/em> <em>Journal of Financial Service Profissionals<\/em>, 50(4), pp. 32.<\/p>\n\n\n\n<p style=\"font-size:14px\">DAVID, R.; TEDDLIE, C.; REYNOLDS, D. (2000), <em>The international handbook of school effectiveness Research<\/em>, NY, Routledge: Psychology Press.<\/p>\n\n\n\n<p style=\"font-size:14px\">DELAVANDE, A.; ROHWEDDER, S.; WILLIS, R. (2008), <em>Preparation for retirement, financial literacy and cognitive resources<\/em>, Working Papers wp190, University of Michigan,&nbsp;Michigan Retirement Research Center Research Paper.<\/p>\n\n\n\n<p style=\"font-size:14px\">EDWARDS, R.; ALLEN, M.; HAYHOE, C. (2007), \u201cFinancial attitudes and family communication about students&#8217; finances: The role of sex differences\u201d, <em>in<\/em> <em>Communication Reports<\/em>, 3(2), pp. 90-100. Dispon\u00edvel em: <a href=\"https:\/\/doi.org\/10.1080\/08934210701643719\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/doi.org\/10.1080\/08934210701643719<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">EUROPEAN COMMISSION (2007), <em>Science education now: A renewed pedagogy for the future of Europe. 22845<\/em>, Bruxelas: Office for Official Publications of the European Communities, High Level Group on Science Education, European Commission. Science &amp; Economy.<\/p>\n\n\n\n<p style=\"font-size:14px\">FERNANDES, D.; LYNCH JR, J.; NETEMEYER, R. (2014), \u201cFinancial literacy, financial education, and downstream financial behaviors\u201d, <em>in&nbsp;Management Science<\/em>,&nbsp;60(8), pp. 1861-1883. Dispon\u00edvel em: <a href=\"https:\/\/doi.org\/10.1287\/mnsc.2013.1849\">https:\/\/doi.org\/10.1287\/mnsc.2013.1849<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">FINKE, M.; HUSTON, S. (2010), \u201cIndividual Property Risk Management\u201d, <em>in<\/em>&nbsp;<em>Journal of Probability and Statistics<\/em>, V. 2010, pp. 1-11. DOI <a href=\"https:\/\/doi.org\/10.1155\/2010\/805309\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/doi.org\/10.1155\/2010\/805309<\/a>.<\/p>\n\n\n\n<p style=\"font-size:14px\">FONSECA, R.<em> et al.<\/em> (2012), \u201cWhat explains the gender gap in financial literacy? The role of household decision making\u201d, <em>in Journal of Consumer Affairs<\/em>, 46(1), pp. 90-106. Dispon\u00edvel em: <a href=\"https:\/\/doi.org\/10.1111\/j.1745-6606.2011.01221.x\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/doi.org\/10.1111\/j.1745-6606.2011.01221.x<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">FOX, J.; BARTHOLOMAE, S.; LEE, J. (2005), \u201cBuilding the Case for Financial Education\u201d, <em>in<\/em> <em>Journal of Consumer Affairs<\/em>, 39, pp. 195-214. Dispon\u00edvel em: <a href=\"https:\/\/doi.org\/10.1111\/j.1745-6606.2005.00009.x\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/doi.org\/10.1111\/j.1745-6606.2005.00009.x<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">GARC\u00cdA, N.<em> et al.<\/em> (2013), \u201cFinancial Education in Latin America and the Caribbean: Rationale, Overview and Way Forward\u201d, i<em>n OECD Working Papers on Finance, Insurance and Private Pensions<\/em>, n.\u00ba 33, Paris: OECD. Dispon\u00edvel em: <a href=\"https:\/\/dx.doi.org\/10.1787\/5k41zq7hp6d0-en\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/dx.doi.org\/10.1787\/5k41zq7hp6d0-en<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">GARG, N.; SINGH, S. (2018), \u201cFinancial literacy among youth\u201d,&nbsp;<em>in<\/em> <em>International Journal of Social Economics<\/em>,&nbsp;45(1), pp. 173-186. DOI <a href=\"https:\/\/doi.org\/10.1108\/IJSE-11-2016-0303\">https:\/\/doi.org\/10.1108\/IJSE-11-2016-0303<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">GERARDI, K. (2010),&nbsp;<em>Financial literacy and subprime mortgage delinquency: Evidence from a survey matched to administrative data<\/em>, Atlanta: DIANE Publishing.<\/p>\n\n\n\n<p style=\"font-size:14px\">GOUWS, D.; SHUTTLEWORTH, C. (2009), \u201cFinancial literacy: an interface between financial information and decision-makers in organisations\u201d, <em>in Southern African Business Review,<\/em> 13(2), pp. 141-165.<\/p>\n\n\n\n<p style=\"font-size:14px\">GRIFONI, A.; MESSY, F. (2012), \u201cCurrent status of national strategies for financial education\u201d, <em>in OECD Working Papers on Finance, Insurance and Private Pensions<\/em>, n.\u00ba 16.&nbsp; Dispon\u00edvel em: <a href=\"https:\/\/doi.org\/10.1787\/20797117\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/doi.org\/10.1787\/20797117<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">HANNA, M.; HILL, R.; PERDUE, G. (2010), \u201cSchool of Study and Financial Literacy\u201d, <em>in Journal of Economics and Economic Education Research<\/em>, 11(3), pp. 29-37.<\/p>\n\n\n\n<p style=\"font-size:14px\">HOGARTH, J. (2006), \u201cFinancial Education and Economic Development\u201d, Presented at the <em>G8 International Conference on Improving Financial Literacy<\/em>, November 29, 2006, Moscow, Russian Federation.<\/p>\n\n\n\n<p style=\"font-size:14px\">HUSTON, S. (2010), \u201cMeasuring Financial Literacy\u201d, <em>in Journal of Consumer Affairs,<\/em> 44(2), pp. 296-316. 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(2011), \u201cFinancial literacy and stock market participation\u201d, <em>in<\/em>&nbsp;<em>Journal of Financial Economics<\/em>,&nbsp;101(2), pp. 449-472.<\/p>\n\n\n\n<p style=\"font-size:14px\">VITT, L.; ANDERSON, C. (2001), <em>Personal finance and the rush to competence. Financial literacy in the U.S. Middleburg<\/em>, VA: Fannie Mae Foundation.<\/p>\n\n\n\n<p style=\"font-size:14px\">WAGLAND, S.; TAYLOR, S. (2009), \u201cWhen it Comes to Financial Literacy is Gender Really an Issue?\u201d, <em>in The Australasian Accounting Business &amp; Finance Journal<\/em>, 3(1), pp. 13-25.<\/p>\n\n\n\n<p style=\"font-size:14px\">WIDDOWSON, D.; HAILWOOD, K. (2007), \u201cFinancial literacy and its role in promoting a sound financial system\u201d, <em>in<\/em> <em>Reserve Bank of New Zealand Bulletin<\/em>, 70(2), pp. 37-47. Dispon\u00edvel em: <a href=\"https:\/\/www.rbnz.govt.nz\/-\/media\/ReserveBank\/Files\/Publications\/Bulletins\/2007\/2007jun70-2widdowsonhailwood.pdf.\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.rbnz.govt.nz\/-\/media\/ReserveBank\/Files\/Publications\/Bulletins\/2007\/2007jun70-2widdowsonhailwood.pdf.<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\">XU, L.; ZIA, B. (2012), \u201cFinancial Literacy around the world: an overview of the evidence with practical suggestions for the way forward\u201d, <em>Policy Research Working Paper<\/em>, 6107, Washington, DC: World Bank. YOSHINO, N.; MORGAN, P.; WIGNARAJA, G. (2015), \u201cFinancial education in Asia: Assessment and recommendations\u201d, in <em>ADBI Working Paper Series<\/em>, N.\u00ba 534. Dispon\u00edvel em: <a href=\"https:\/\/www.adb.org\/sites\/default\/files\/publication\/161053\/adbi-wp534.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.adb.org\/sites\/default\/files\/publication\/161053\/adbi-wp534.pdf<\/a><\/p>\n\n\n\n<p style=\"font-size:14px\"><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Contents ArchiveCurrent issue A Literacia Financeira: Uma Revis\u00e3o de Literatura Fernando Oliveira Tavares 1 and Lu\u00eds Gomes Almeida 1 1 ISCET &#8211; High Institute of Business and Tourism Sciences, Porto, Portugal To cite this&#46;&#46;&#46;<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-428","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/percursoseideias.iscet.pt\/index.php\/wp-json\/wp\/v2\/pages\/428","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/percursoseideias.iscet.pt\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/percursoseideias.iscet.pt\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/percursoseideias.iscet.pt\/index.php\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/percursoseideias.iscet.pt\/index.php\/wp-json\/wp\/v2\/comments?post=428"}],"version-history":[{"count":11,"href":"https:\/\/percursoseideias.iscet.pt\/index.php\/wp-json\/wp\/v2\/pages\/428\/revisions"}],"predecessor-version":[{"id":2925,"href":"https:\/\/percursoseideias.iscet.pt\/index.php\/wp-json\/wp\/v2\/pages\/428\/revisions\/2925"}],"wp:attachment":[{"href":"https:\/\/percursoseideias.iscet.pt\/index.php\/wp-json\/wp\/v2\/media?parent=428"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}